What is Lifestyle Financial Planning?

It is all about helping you make smart choices with your money. Lifestyle financial planning means having a financial plan that is built around the lifestyle you want both now and in the future. It is not about products but is about emotions and what is important to you. Your dream may be to move to the country or perhaps take that holiday of a lifetime. We can factor all these dreams into your financial plan which would assist you in doing this.

Lifestyle financial planning goes beyond what is traditionally referred to as wealth management, i.e. your assets, net worth, and valuations on your investments. In lifestyle planning money is just a tool to achieve your goals. We look at trying to understand the things that are important to you to achieve in your lifetime, your wellbeing, your values and finding out what you want to be doing in the future. We all have a limited time on this planet so what do you want to do with your time? It’s about you realising your goals giving you control of your life and your finances. It gives you permission to enjoy your future.

Put very simply, do you have Enough to enjoy the life you would really want?

We use cashflow modelling to illustrate Lifestyle Financial Planning.